Tax year 2026
Required Minimum Distribution Calculator
Estimate a required minimum distribution by dividing the prior year-end balance by the distribution factor you provide.
The distribution factor is simplified and should be confirmed against current IRS tables.
Estimated required minimum distribution
Figures update when you calculate an estimate.
- Required minimum distribution
- $9,434
- Distribution factor
- 26.5
- Remaining account balance after distribution
- $240,566
Notes
- Uses a simplified distribution factor rather than an automatic IRS life expectancy table lookup.
- Confirm the factor against the official IRS table for your age and tax year.
Disclaimer
For estimate purposes only. Results are based on the assumptions you enter and are not a substitute for professional advice. Actual tax, payroll, investment, and account results can differ materially, and the rules that apply may change over time. This calculator is not financial, investment, legal, or tax advice.